As mentioned before the drive is not encrypted. I only use PGP for email, net share, and some individual files.
I get past: BIOS POST, Windows HAL loads, Windows logon screen, and entering Windows user name and password. (It does not hag at the point of entering user name and password, because if you enter an incorrect username or password you get prompted to try again.)
I believe the user profile loads, but I'm not positive because before explorer.exe and the desktop loads the system gets stuck in a loop. You see the post user login screen where it says "Welcome" and a blue ring (new hour glass) will spin forever. (see attached screen shot). It also doesn't matter which user logs on, so the problem isn't profile specific.